all great adive from you all, i do beleive that the figure you have said Alan is closer to what i thought , but time moves on and so does money, i am not counting my pension because at this rate i might not see it or what would it be worth, also now emma is working she may enjoy it here but all those are in the distance, for now i have bills to pay here and try to save too, keep the advice coming please and like terpe says we could all use this advice,by the way alan i would love a motorbike out there, emma says to dangerous but we shall see