I don't know how much PNB charge for the service mentioned above, but when I first tried to send money to Phil' I approached my Bank (LloydsTSB) and asked to transfer funds to my Fiancee's PNB Account.
After I had picked myself up from the floor I went to Western Union and sent the same cash for almost 16 GBP Less !
But since then I got my Fiancee to open a Moneybookers Account (I've used the company for about 12 years) and now we always use them.
She has to pay a SMALL FEE to Withdraw Funds from MB and have it paid into her PNB Account, but it is TINY compared to what my Bank wanted to charge.