I met an ex pat Scot a couple of days after new year living right round the corner from where my partner grew up.

He had left the UK donkeys ago and lived in Australia for a long time he had blown all his savings about 10 years back and was living a hand to mouth existence in Western Australia basically just waiting to die, not many friends etc.

Then his mate invited him to go to the Phils for a holiday about 4 years ago, he loved the place and two weeks after he got back to Australia he packed up and headed for the Phils, he is living on his pensions both UK (very small UK pension) and Australian and told me he manages to get by on about 40,000 a month and he is building a house in the South off that at the same time, showed me all the pictures.

Really nice chap 70 years old and still sounded completely Scottish, it was a delight to meet a fellow Scot in such an unexpected place, we shared a few beers in his little rented house in Manila and talked about Scotland and the reasons we love the Phils, I would have stayed longer and had a longer blether but my kids and Ana were with me at the time and it was late.

Anyway old Sammy proves it can be done but you do need a revenue stream to be able to do it.