Hi Steward,if you are thinking about the climate in the philippines,you may aswel l look at the place in tagaytay or Baguio city,they will have loads of house for rent there and climate is a lot cooler,I think its about time to see your lady and enjoy while you can,if you dont doubt her at all,just rent your house in the uk and leave on its rent money,it wont cost very much there,it will also help you both a lot to get a a visa if you own a property in the uk.I have been there,been in a situation as you and your gf,my husband was a lot older than me and if it is a mistakes being with me he said he will do it again and again and again.Good luck,and dont keep her waiting for much longer...