well ian , yesterday i was going to sort of ask this same question , but could not get on the site, i have not seen much of the phils yet to say thats the place, emma would like to be close to her family around cavite but i would like trhe beach a little closer and not as busy , i am still hoping to find that place soon and be there in say 8 years time, when we deside to go back to the phils for good all we shall have is our savings a little pension if it still has anything to give plus our house here, either rent it or just sell up, so what we are looking at in say around 8 years time will be about £50000 cash and then rental from my home, or sell it and have more cash,bohal does sound and look very nice look at my thread see what you all think