Thanks Terpe, and really a BIG THANKS ok because that was a long posting and i appreciated your time and effort!!
As many on here will attest myself included the Philippines has got under our skin, with every trip it feels more like a home and i am at the stage where i even want to learn tagalog { i hate learning any language btw!}
I've got 5 trips under my belt now in the last 18 months and planning to head back for a quick stint in April.
My GF is a hunnie and she certainly ticks the boxes, i was a real player in my youth and i feel that it certainly doesn't get better than this and i feel blessed to have met such an honest and sweet warm girl and cannot imagine now being apart from her too long. Her family are lovely too and are very welcoming.
Mindanao is very cheap compared to other places i have visited and most of the people are very warm, her hometown of Dipolog is relatively safe with a fair few ex-pats around mainly made up of Yanks but a fair few Brits...... a nice blend of rural Philippines with enough " Westernisation" to balance things out.
I have checked out a number of rentals and believe me there are some nice modern and clean 2 bedroom appartments starting at 5000 a month, i got offered a beautiful 5 bedroom " new build" detached house in a gated community for 12,000 a month which was really nice but we simply would not use half the space.
All advice given here is greatly appreciated and even with my appetite for all things Filipino i am gonna sit back and wait for a while. My accountant Brother is gonna come and stay for a while after a Surfing stint in Indonesia and i will see what he thinks and says too, he is a rich bu*ger and if he is getting excited i will keep you folks posted!
{ If we buy a gold-mine will let ya know too!!} Haha!!
Enjoy the rest of your week-end!