?Graham I commend you to reread terpes post under your opening thread.
What you intimate is a recipe for various disasters I dont know how long you have spent in the Phils with your fiance but my advice for what its worth is to live and rent there for at least a year befor venturing into a lot purchase and build.
you intimate resources are dwindling and what you suggest ,without all the info is likely to dwindle your money further.
Again I recomend you read local forums on cebu and get up to speed on the pitfalls of what you suggest
