hi all just at home paying some bills and thinking i am bored with my mortgage, i am lucky in a way i dont have that much debt. i would love to pay off the mortgage quicker and i am, i have knocked off 3 years so far and i am hoping to pay it off in another 3 years time, but wish it could be quicker, the problem i am having at the mo do i pay a lump sum in may when i come out of my fixed term, i want to fix it again for 2 years at around 4% but pay it in 3 like i said. i know many say you must have savings but to me the mortgage to be payed quicker then all can go into savings, i think i have made my mind up but sometimes its nice just to talk about it,