Steve, have you thought about a current account / offset type mortgage? A quick example, if you have say £30K savings and a £30K mortgage, the savings offset the debt which means you dont have to pay any interest. Therefore if you were paying say £500 PM before into your mortgage and carried on paying that into the savings part of your mortgage you will end up payingthe debt off much quicker, and retain your savings. There is a lot more to it than that, and ultimately you should seak professional advice from a fully qualified Independent/Whole of Market Adviser.
I wish I could pay my mortgages off, I'll be about 250 yrs old when mine are all cleared
