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Thread: pissed with life here

  1. #1
    Member alan/maleiya's Avatar
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    pissed with life here

    can anyone try help me on wht amount of money i would need 2 live for a year in the philippines with my wife and son i would be staying with my wifes family so i would only have the cost of the the household bills 2 cover i was thinking along the line of 10,000 pounds for a year is that realistic


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    Quote Originally Posted by alan/maleiya View Post
    can anyone try help me on wht amount of money i would need 2 live for a year in the philippines with my wife and son i would be staying with my wifes family so i would only have the cost of the the household bills 2 cover i was thinking along the line of 10,000 pounds for a year is that realistic
    I don't think anyone can give an answer for your question in all honesty.
    There are just too many variables.
    In very principle most of the population can live on less than £1500 per year.

    The average salary is maybe P10,000 -P15,000 per year in Manila.
    Depends where you will live, what you will eat, how much electricity you will consume
    (air-con is so bloody expensive), how often you will go out. Do you smoke , drink, gamble etc you get the idea.
    GBP 10,000 should be more than OK if you are sensible and to a certain extent live just a little native sometimes.

    Have you spent time in Phils before??
    How long??
    Was it just holiday??
    What did the majority of your money get spent on??


  3. #3
    Member alan/maleiya's Avatar
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    yes i was there 12 weeks last year i always over spend when iam there treating everyone but if just living anormal quiet life wife my son for a year it would just be the one or 2 times a month we would have a family outing i dont drink smoke or gamble i can live on the very basic things it would be in pikit north cotabato i would live


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    Respected Member Tawi2's Avatar
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    Have you factored in enough to cover UK mortgage,bills etc during your spell away and a few K tucked away for when you get back just to tide you over till your working again?



    Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
    The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.


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    Member alan/maleiya's Avatar
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    i wont have ant bills to cover when away .. is it ok 2 stay there in the philippines for a year at the one time


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    I think from what you've said, your responses and your positive and realistic attitude GBP10,000 per year will be plenty (No major city) Just be sure your leccy is controlled, and not too many family 'treats'.
    As Tawi2 says, important to be sure your UK unavoidable expenses are covered.
    Remember your medical expenses if emergency. NHS will be limited.
    Take care. Very best wishes. Good luck.
    Any further questions fire away. If I can help you in any way I will do so. Just PM me

    God Bless all there


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    Quote Originally Posted by alan/maleiya View Post
    i wont have ant bills to cover when away .. is it ok 2 stay there in the philippines for a year at the one time
    If you will enter with your wife you will get 12 months Balikbayan stamp for 12 months.
    Otherwise, either think about getting 59 day visa before you go OR make arrangements to renew your visa when you are there. No major problem but will cost a bit. Do search here for details and cost. If any proble get back here and I will locate details for you.
    God Bless all there


  8. #8
    Respected Member imagine's Avatar
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    Quote Originally Posted by alan/maleiya View Post
    can anyone try help me on wht amount of money i would need 2 live for a year in the philippines with my wife and son i would be staying with my wifes family so i would only have the cost of the the household bills 2 cover i was thinking along the line of 10,000 pounds for a year is that realistic
    good on you , i wish i was ready to go but maybe in may
    all the best to you and your family

    looking good for my expenses, i wont be expected to pay anything, will be just my lady and myself, and she doesnt need from me,i can live modestly even if i contribute,
    all i need is a good tennant to rent my uk home lol


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    Quote Originally Posted by imagine View Post
    good on you , i wish i was ready to go but maybe in may
    all the best to you and your family
    I really wish I had the opportunity and the courage to do it also.
    I know very well I could manage very OK on GBP10,000 per year living in our place in the village in Mindanao.
    Max couple of years I'm there whatever.


  10. #10
    Respected Member Tawi2's Avatar
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    I did it last year,mainly in cotabato and Davao where I spent very little as I dont have to budget for accommodation,but I island hopped around for a while visiting old mates and included trips to hong kong,always take a little more than you expect to spend,better to take excess and not need it



    Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
    The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.


  11. #11
    Respected Member imagine's Avatar
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    Quote Originally Posted by Terpe View Post
    I really wish I had the opportunity and the courage to do it also.
    I know very well I could manage very OK on GBP10,000 per year living in our place in the village in Mindanao.
    Max couple of years I'm there whatever.
    dont think that doubts never cross my mind because they do, the hospital fees ect should i suddenly fall ill and cant get back to uk,no private insurance, untill i was informed here, i was under the impresion it was cheap,
    but still,, il say we only live once


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    Quote Originally Posted by imagine View Post
    dont think that doubts never cross my mind because they do, the hospital fees ect should i suddenly fall ill and cant get back to uk,no private insurance, untill i was informed here, i was under the impresion it was cheap,
    but still,, il say we only live once
    A shovel is cheap


  13. #13
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    If you decide to do it, good luck to you I think we can all see the attraction, and all get fed up with life, the weather and stress of working in the UK. I wish I was brave enough to do it, but unfortunately I have too many commitments and a young family here who need me. I'll have to wait until I retire.


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    Trusted Member stevewool's Avatar
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    am i reading right here £10,000 a year


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    Quote Originally Posted by stevewool View Post
    am i reading right here £10,000 a year
    Yep, depends on the person and the needs of the person. Means also living in the province. No frills, but not hand to mouth living either. Just one big happy family.
    It's defo doable. I you WANT


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    Respected Member stevie c's Avatar
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    Quote Originally Posted by stevewool View Post
    am i reading right here £10,000 a year
    thats what i thought im glad im not the only one questioning if im reading right lol


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    Quote Originally Posted by stevie c View Post
    thats what i thought im glad im not the only one questioning if im reading right lol
    No accom costs.


  18. #18
    Trusted Member stevewool's Avatar
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    hi there steve c hope all is well , here i live on without mortgage and insurance, but food heating and the usualy stuff about £250 a month and thats living better with emma being here , a lot cheaper before


  19. #19
    Respected Member imagine's Avatar
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    Quote Originally Posted by Englishman2010 View Post
    If you decide to do it, good luck to you I think we can all see the attraction, and all get fed up with life, the weather and stress of working in the UK. I wish I was brave enough to do it, but unfortunately I have too many commitments and a young family here who need me. I'll have to wait until I retire.
    aaawwwwww man , that will be a long time then eh


  20. #20
    Respected Member imagine's Avatar
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    Quote Originally Posted by stevewool View Post
    am i reading right here £10,000 a year
    i have been living on that and less at times being self employed, here in uk, and with a small mortgage,car petrol all the bills,
    to some degree its how you live, your life style
    granted theres only me here


  21. #21
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    Quote Originally Posted by imagine View Post
    aaawwwwww man , that will be a long time then eh
    Yes it will be, I'm 43 and my youngest is only 3, so I reckon I will be supporting my kids until I'm 60 at least. As long as I can retire at 60, then spend 6 months of the year here and 6 months in the tropics I'll be happy. No question of me going before then, even If I could afford to I won't be away from my kids for any more than 2 or 3 weeks at a time. They need me around and I want to be around for them. My kids are the greatest responsibility I'll ever have, and I want to be the best dad that I can for them.


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    Quote Originally Posted by stevewool View Post
    am i reading right here £10,000 a year
    That's only 50-60K pesos a month. Whilst a Filipino family can probably live comfortably on that, I think any westerner would struggle unless they really cut back. I don't live a sumptuous lifestyle but I do like some luxuries and wouldn't fancy living on dried fish and rice. I think my phone bill alone would be at least 10K a month Personally I would want at least 100-150K a month to allow for any spur of the moment purchases, gadgets, flights, luxuries I wanted.


  23. #23
    Respected Member imagine's Avatar
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    Quote Originally Posted by Englishman2010 View Post
    Yes it will be, I'm 43 and my youngest is only 3, so I reckon I will be supporting my kids until I'm 60 at least. As long as I can retire at 60, then spend 6 months of the year here and 6 months in the tropics I'll be happy. No question of me going before then, even If I could afford to I won't be away from my kids for any more than 2 or 3 weeks at a time. They need me around and I want to be around for them. My kids are the greatest responsibility I'll ever have, and I want to be the best dad that I can for them.
    and your right to do that, i was a single dad to my 3 daughters, i comitted my self to them as they grew up,my main most precious things in my life, i could not have brought in a new mum, unless id found someone special, but was impossible to please all three lol,
    took a friend home one new year after being out dancing with her, my eldest put her out the door


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    Quote Originally Posted by imagine View Post
    and your right to do that, i was a single dad to my 3 daughters, i comitted my self to them as they grew up,my main most precious things in my life, i could not have brought in a new mum, unless id found someone special, but was impossible to please all three lol,
    took a friend home one new year after being out dancing with her, my eldest put her out the door
    Yes, some things have to come before your own love and happiness. It's great if you can find a partner who get's on well with your kids, but if not you have to make difficult decisions. It's still early days for me, I don't have to worry about that yet.


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    Moderator Arthur Little's Avatar
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    Aren't we ALL inclined to feel a tad ed-off at times with the way our country seems to be heading, Alan? Add to that, the weather conditions the likes of you and I are prone to in the far north ... and it's so easy to hanker after warmer climes.

    But let's face it ... would we be ANY better off living in the Phils? I don't think so! Here, in the UK, we at least have the safety net of the NHS to fall back on ... should illness suddenly strike - a very REAL [and unwelcome] prospect when you reach my age. All too often, the "grass may APPEAR greener" on the other side ... but, in truth, it couldn't be more green than it is here - thanks to our annual rainfall! However - at the end of the day - the choice is yours ... I can only urge you to think very carefully before making any firm decisions.


  26. #26
    Respected Member bornatbirth's Avatar
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    Quote Originally Posted by Englishman2010 View Post
    Personally I would want at least 100-150K a month to allow for any spur of the moment purchases, gadgets, flights, luxuries I wanted.
    you would be living in a 3rd world country and wouldnt need all that stuff, the plan is to live there for a year and budget for it....i could get away with far less but my wife would be more than happy to live on 100-150k peso a month.

    you could get away with 50k a month depending on where you live etc...as you already have a wife and kid, so you must already know some of the costs you will incur but i have to admit i wouldnt go and live long term in the philipines unless i was getting 100k a month with a family to support
    i have learnt to do what my wife says!


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    Moderator fred's Avatar
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    68k a month is plenty..
    A Filipino family of 2 adults and 2 kids can live on 5k a month or less depending if they have an income or not.
    Our expenses here in the province come to around 30K a month and there are 8 of us living in this owned house..
    That amount doesn't include school fees etc but I doubt you will need to know about that kind of thing.
    Cheers,
    Fred.


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    Quote Originally Posted by Englishman2010 View Post
    That's only 50-60K pesos a month. Whilst a Filipino family can probably live comfortably on that, I think any westerner would struggle unless they really cut back. I don't live a sumptuous lifestyle but I do like some luxuries and wouldn't fancy living on dried fish and rice. I think my phone bill alone would be at least 10K a month Personally I would want at least 100-150K a month to allow for any spur of the moment purchases, gadgets, flights, luxuries I wanted.
    58,000 a month budget in Manila

    9000 rent (reasonably big house in Manila probably a mansion in the provinces)
    17,500 food from SM supermarket good to feed 4 adults and 3 kids (very varied good diet)
    500 peso for Cable Tv
    1000 peso water (extravegant)
    2000 - 4000 peso electric depending on aircon use and common sense I would err on the 2000 peso common sense side.

    27,000 peso left each month for everything else which is frankly not bad

    You could do the food cheaper with not too much effort, I can live without aircon but my partner can't.

    Water bill of 1000 is good for daily showers for 7, cooking, cleaning and waste.

    Don't know what rents are like in the provinces but I would guess they are less than Manila?

    27,000 is not a fortune but a night out at the pictures with a good meal for two can be done for 1100 peso (700 for the food the rest for cinema tickets popcorn and hotdogs).

    Night out in good Chinese restaurant for two 1000 peso really good Korean restaurant 1500 peso.

    Night out taking the whole troop for food, maybe 2,500 peso, that's like Mall of Asia for example.

    Ok you have clothing and special expenses for the wee one, especialy if the child is very young, the likes of Pampers and Formula milk which can be very very expensive.

    If you really need the internet you could do it for 1000 peso a month using a prepaid stick if you were careful or used their UNLISURF bundles, trying to get internet installed by PLDT is not worth the trouble you will still be waiting years later, useless company.

    10 grand GBP is not an impossible budget it's not a bad amount to live on over there for 12 months.


  29. #29
    Moderator fred's Avatar
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    Water bill of 1000 is good for daily showers for 7, cooking, cleaning and waste.
    Crikey Jim.. I think you should have your meter checked.. Never paid more than 150.00 and neither have my tenants!!
    Bit concerned about your Cinema bills too!! Popcorn + 4 packet of crisps a large Sprite and a ticket only sets me back a little over 200.00!!
    As you say.. 68K is pretty good living IMO..


  30. #30
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    Quote Originally Posted by Terpe View Post
    I don't think anyone can give an answer for your question in all honesty.
    There are just too many variables.
    In very principle most of the population can live on less than £1500 per year.

    The average salary is maybe P10,000 -P15,000 per year in Manila.
    Depends where you will live, what you will eat, how much electricity you will consume
    (air-con is so bloody expensive), how often you will go out. Do you smoke , drink, gamble etc you get the idea.
    GBP 10,000 should be more than OK if you are sensible and to a certain extent live just a little native sometimes.

    Have you spent time in Phils before??
    How long??
    Was it just holiday??
    What did the majority of your money get spent on??
    10,000 to 15,000 is around 1k per month or 250peso per week, I think its more than that. I know that in the rice fields near my gf province they earn around 120 peso per day, 600 per week and thats not so well paid.


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