Hi all,

My mahal and I just got married this weekend and we are going to apply for FLR-M very soon.

She's on a student visa which runs out in November and we are both in England.

We are either going to apply in person or post. I own my own home and have done for 3 years, have been working at the same company for 4 years and have all my wage slips and can get them to write me a letter etc and we have all the docs/pics/letters/cards you'd need to apply for the visa.

My only worry is that all my bank statements are overdrawn as I have been living in my overdraft since i ever got one.

Do you think I shouldn't bother sending my statements?

Also I have no savings whatsoever, do you think this is a problem?

My wife and I are also expecting our baby in August, assume this helps us a wee bit as how can they split up a family.

Any advice, thoughts are muchly appriciated.

Thanks

Ash