PNB
I remember years ago opening a PNB account in Dumaguette as I was in the general area for a while,went up to Cebu for a few days and ran out of cash,went into the PNB and they wouldnt let me withdraw cash from my account as they said it was deposited with another branch That was maybe 20 years back?I really dont like Pinoy banks,they seem to run in slow motion when your depositing in one of their branches in Pinas