My husband is currently doing his monthly budget draft we will submit to embassy. I already use the search button here but i have some questions too sorry for posting another one

should we include his loan and credit card payments on our expenses draft?? also like bus pass and foods? my husband is renting a room big enough for us and inclusive of bills and only paying cable and internet and his flat mate sharing with it? should i indicate that on the expense? we can always get a sample budget spreadsheets on excel but worries what to include on it bec he is only paying rent and the cable and internet.

please help us how to start ours....