Just about every expat I know that lives here (except me) have good work and military pensions..
Fred,
I receive no pension as I am 51. I sold my business in UK 12 years ago and spent the next 3 years between Philippines and UK.We already had a house here and I tried to get over for 3 weeks each year,(my wife would stay on for a few weeks with her family)
It got harder and harder to go back to UK.I was reasonably flush but just did not have the confidence to start another business and certainly found the climate hard to take,even in winter.
We had envisaged splitting our time between UK in summer then Philippines in winter but through circumstance the plan was fastracked by 20 years.
We have now been permanent here for the last 9 years. We live simply and very comfortably but not really in luxury and through choice exercise restraint.We dont pay high water rates,council tax and telephone charges etc.A small income from 3 or 4 sources supplements our capital and covers most of our expenses.
We have a slightly lower standard of living here but a far superior quality of life
