Firstly when backrupt you can still obtain a bank account.... natwest step ac, royal bank key account.... co-op cashminder account.

If bankrupt you dont have every penny taken away from you ! yes the house and car might be at rish but it depends on the equity in it.

If your freind has other debts and these are all cleared with teh bankruptcy then he may have more cash in his bank each month to show he can support his financee.

And unless he is asked on teh immigration form or they credit check him, how would they know when his finacee applies for a visa.... as long as he has a bank account and has some moneyt each month to show he can support her I dont see the problem.