Hi Guys,
As regular forum users probably know from previous posts im compiling my evidence for a fiancee visa for when we apply in July.
The Financial documents I am providing are;
Bank Account Statements Oct-Jul
Savings Account Statements Oct-Jul
The Bank Account is what my salary goes into each month and what I do is transfer 75% of that money into my Savings Account. The remaining money is what I use as my general spending money for the rest of that month until I get paid again.
For the months Oct-Jan the Bank Account was £1000 overdrawn by the end of each month as all the money that went in was used, so when I get paid it obviously just took out the overdraft and then as I spent it when back into it again. In Feb I completely paid off the overdraft and it has been out of the overdraft since.
Because I will be showing 4 out of 9 statements will be in the overdraft will this affect my application?
Also when I apply I will prob have around £250-500 in the Bank Account and £5000+ in the Savings Account. If I fully explain the way I use the accounts I shouldnt think this will be an issue but am slightly concerned about the prior overdraft statements.
Also it is important that I show statements from October as it has many Mobile Phn Top Ups in the statements that I used for calling txting my mahal.
Thanks for your advice
