hello guys, much to my dismay, i wont be able to pursue my visa application this month as it was once planned and am so disheartened and cause too much pain in me the past few weeks. My husband being sick for the last few months starting April to June has cause him an ON AND OFF overdrawn. I just found that out when I saw his statements online. I was so devastated that i not know what else to do. He has an agreed overdraft, but am sure most of you will say ITS NOT GOOD still to apply for visa with an overdrawn statements and having an agreed overdraft is not going to be a reason to be get a visa.

our plans will have to wait till he is back for his regular salary which is lessening his OD at the moment and the bank is giving him a loan to cover his OD and give his bank a good standing. Is this the only HOPE we have now? LOAN? what if this loan will show on his statements montly that he is paying a loan will this not be questionable to the ECO?

or should we go for the application despite that he is using his overdraft at the moment? he has savings though and we have letter of support from both our families?