no it will not effect your app for ILR, as the great ladyJ has said,

I've claimed everything i could, with 2 kids and a teenager i needed to, until my wife works full time , I just made sure my wife ddint claim anything, i even claimed the sure start materntiy grant and not my wife ,,,

on your app for ILR, just make sure where it says public funds, that you dont tick any boxes in the 'you' column, but tick the partner (your husband) boxes with the benefits he has claimed.

i clamied for working tax credit, child benefit, child tax credit, i did on my wifes FLR app tick the social fund box, but didnt tick it on my wifes ILR app, as it says 'you must tick the relevent box(es) to show which of these are being received' .. well the maternity grant is a one off payment, and i told them i claimed it on my wifes FLR, so i didnt tell them again.

as for buying your own house , prices are toooo dear, we live at my moms house, and have done since my wife came here, more than 2 years ago, and IND have never contacted my mom or work . what have i paid £1000s for in visa fees.

dont worry ive applied for FLR and ILR and not had a problem. good luck with your baby LadyJ and ElJean , my little on is teething , oh he's wearing us out .... but what a star he is