Hi sarah A warm welcome to the forum.

First of all you might consider using the search box for all your queries as your questions have been asked before. Here are useful links for you:

http://filipinaroses.com/showthread....ck-guide/page2

http://filipinaroses.com/showthread....-hear-my-story...

for the TOEIC:

http://filipinaroses.com/showthread....l-Partners-Inc.

There are plenty of threads you can find useful regarding your queries. If you have other questions we are here for you. When are you lodging your spouse visa application? Still a long way for you but I'm sure everything will be in place.

Goodluck !