MY WIFE SUBMITTED HER ONLINE APPLICATION TODAY,3RD FEB 2012,SHE HAS MADE AN APPOINTMENT FOR 22nd FEB, DOES SHE PAY AT UNION BANK NOW,AND KEEP THE RECEIPT OR WAIT UNTILL 10 DAYS BEFORE THE 22nd TO PAY.? this 10 days thing has confused me. and seems theres no way to contact the VFS, by email.