the ban me bit is a joke, as i'm going

, he knows why
best thing for him is to get a job, get the money back, show he has money in his current account, and for the next 6 months, save his pay slips and bank statements. and every penny he has, to show he has a steady or increasing balance over the next 6 months, even thou i hate banks, i would even go as far as to pay some of the bills by credit card, so keeping the cash in you current account, when hes got the visa pay the cred card off.