I read several posts stating they have submitted joint bank accounts that makes me worried because my husband and I doesn't have a joint account here in the Philippines although he have about 4 savings accounts in the UK under his nam, we are planning to get my name added as AND OR on one of his savings accounts. We just got married in January 2012 and very very soon we are going to organize the requirements to get a spouse visa. I would appreciate if you can share what's your take on this.