Stuart ... to the friendly, online filipino/uk community.

Some 31/2 years ago, I found myself facing much the same financial constraints as you are now ... albeit I was in receipt of Pension Credit - as opposed to Disability Living Allowance - after retiring prematurely from full time work on health grounds.

Suffice to say, I worried endlessly about the impact this was likely to have on my wife being granted a Spousal Visa ... but - thanks to the information gleaned from being a member of this excellent forum - the process was completed far more smoothly than I could ever have imagined.

So enjoy your visit to the Phils next month ... and take one step at a time.