Steve it is something that as always crossed my mind whether to move to the phils in the future.

I need to weigh up thr pros & cons ie health insurances cost of living comfortably.

Are there any tropical diseases that foriegners are more prone too, natural disasters ie mudslides, volcanoe eruptions , earthquakes it may sound silly but these things can & do happen.

But in the plus side a better quality of life as you say warm weather on your back no work less stress so for me a lot of thinking before i make a decision