Hi there
I'm wondering if anyone can offer any advice.
Basically, I'm hoping my girlfriend could maybe come visit for a month or so in August - I put the story on a different thread. I originally thought it wouldn't be worth applying for a visitor visa, but with advice on here, thought why not apply anyway - might be a chance and all that.
It's the usual sort of thing. Her employer will I know send a letter stating her employment contract is there, she has savings of her own, owns property back in the old country - although she actually works abroad at the moment in the middle east. Possible she might get a visa approved? Well, who knows.
What though I am wondering is - if I was to put myself as sponsor (Which would be essential really), how much would it matter that I have overdrafts stretching into last year.
For some weird reason, I thought they would want to see bank statements for the last 3 months - so we weren't going to apply for a visa until April, but now I realise that I am of course mistaken, and it's 6 months they would ask for. Bummer!
The thing is, it's not like I was living beyond my means or anything. Quite simply, my bank gives me a free overdraft, so I used to just let it go over towards the end of the month, and I left savings in a higher interest account. I actually have savings of over £5000 - which against an overdrawn limit sometimes of £27 is a bit meh, but rules are rules aren't they?
I obviously now am looking after my bank account a bit better, so it never goes overdrawn (And as I said, I only ever let it because it was free and the interest was better in my account than theirs).
What does anyone think? Would we be best not applying now until say June (So I can have 6 months good accounts), or would they say not care since I can show in the same bank and another, I had savings in a cash isa and in a monthly savings account way beyond any overdrawn total?
Thanks anyway
