rhema, sorry to learn that you have been refused visit visa for a second time.
The ECO was not convinced that you would return to Philippines before the UK visa expiry.
If you are actively considering a further visit visa application please be very sure that you can counter all the issues that created the past refusals.
For many people it's always going to be tough to provide sufficient evidence that will convince the ECO that on a balance of probabilities you will return.
I really don't want to appear negative, but having a newly formed small business will not be sufficiently strong enough evidence. Especially if you would plan to leave the country for say 3 months.
Also do not consider your daughter and sick father as ties to Philippines. The ECO will consider such issue as reasons to stay in UK.
