Pensions

[stevewool]

i have heard that the state pension cannot be taken out till you come off retirement age but as rosie1958 says a private pension can, i have read somewhere that under differnat circumtamces ie, you ar going to die with in 6 months then you can get at your pension,dont hold me to it though

[Rosie1958]

i have heard that the state pension cannot be taken out till you come off retirement age but as rosie1958 says a private pension can,..........

It appears that State Pension age is not the same as retirement age. Retirement age is when you choose to retire, but you can still work after State Pension age.

When you reach State Pension age, you can:

• Stop working and get your State Pension
• Carry on working and get your State Pension as well
• Carry on working and put off claiming your State Pension

If you put off claiming your State Pension, you may be able to get extra State Pension or lump-sum payment when you do claim it.

If you go on working after State Pension age, you don't have to carry on paying National Insurance contributions.