Yes, I have to admit we were not prepared when we submitted my student visa application, coz during that time we were missing each other badly and we just wanted to get together asap. My hubby as a sponsor explained that he is providing everything. But the ECO refused my application to the grounds that there was no sufficient funds to support myself and studies in UK. I didn't know at the time that a properties or savings under my name should be provided. We took the risk, But we regret it after learning that my application was refused. After that, I was refused again so that was very devastating. Nonetheless, we learned from the mistakes and luckily we got my spouse visa granted
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