rang the gov pension the other day , very helpfull too she was, i was asking about the 30 years you have to put in, and i was worried about this serps thing, anyway she said as long as you have been paying nat insurance since starting work you will be fine, but you cannot draw it till i am 66, i could finnish work tomorrow but still cannot claim it, plus i thought it was £102+ but its £107+ a week that is, just thought i would mention it