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Thread: applied for first bank account

  1. #1
    Member alan/maleiya's Avatar
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    applied for first bank account

    My wife had applied for a bank account with the bank of Scotland but they told her she can't get one because she is not a British citizen,what aload of .... ,the bank told me every she needed to take to open the account and that they didn't ser any problems ,


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    Try opening a joint account. We did that with the Isle of Man part of Royal Bank of Scotland. You could eventually remove your name from the account.

    We have ours in joint names as we get post from them in joint names which is handy for evidence for ILR.

    This is what we did.

    Step 1. I opened up the account in my name.

    Step 2. Added my wife to the account a few weeks later.


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    Respected Member juvyjones28's Avatar
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    I am having the same problem but I hope we can sort it out soon. My husband wants to add my name on his bank account to make it a joint account apparently, and the bank needs a proof of address on my name. We sorted out Tenancy agreement in joint names but the bank manager said Its not acceptable , so we are now trying to add my name on the electricity and water bill. Hopefully It will work then.


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    Quote Originally Posted by juvyjones28 View Post
    I am having the same problem but I hope we can sort it out soon. My husband wants to add my name on his bank account to make it a joint account apparently, and the bank needs a proof of address on my name. We sorted out Tenancy agreement in joint names but the bank manager said Its not acceptable , so we are now trying to add my name on the electricity and water bill. Hopefully It will work then.
    Okay. We had a similar problem, however the bank deemed our tenancy agreement in joint names as acceptable.

    Which bank, Juvy?


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    Respected Member juvyjones28's Avatar
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    Quote Originally Posted by lastlid View Post
    Which bank, Juvy?
    Natwest.


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    Quote Originally Posted by juvyjones28 View Post
    Natwest.
    Thats interesting as Royal Bank of Scotland, Natwest and the Isle of Man Bank are all the same company.

    It wasn't plain sailing for us. And quite convoluted, so much so that I cant remember the half of it. But I did find that I got a different story depending on who exactly I spoke to inside the bank. The higher I went, the more sense I got.

    Funny thing was that our apartment was less than a minutes walk from the bank!

    You could also try your NHS card from the doctor's surgery if you have registered and they have sent you one. Ours has our address on it - they normally do.


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    Member Smurfette07's Avatar
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    hmm thats weird, I'm not a british citizen but i was able to open my own bank account with Halifax,,


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    Member alan/maleiya's Avatar
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    Quote Originally Posted by Smurfette07 View Post
    hmm thats weird, I'm not a british citizen but i was able to open my own bank account with Halifax,,
    that's the only reason the bank gave to my wife


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