Quote Originally Posted by Bluebirdjones View Post
Point taken .... but their simplistic approach to "cash" is utter bollox.

If you are planning for the future (be it, with or without a partner), to be able to support yourself without recourse to the welface state, then the idea that you'd hold all your assets in ready cash is utterly ludicrous.

I merely pointed this out to them in a "nice" way.
I agree with this. It is daft to ignore such assets. If one can get cash from an ISA in 5 days it is more liquid than a pay packet at the end of the month. And what if one lost ones job....