Remortgaging has got to be a potential way forward, like I said a few days ago.
Same as moving house and releasing some cash.
You move house, release some cash and apply for the visa 6 months later. I must admit I haven't looked into this fully, but I think there must be some mileage in this - just needs exploring.
Think outside the box....many people have a mortgage and they (ECO) don't seem to take into account the size or the term of the mortgage.
