Quote Originally Posted by yellowcloud View Post
Thanks, my parents paid off the mortgage 15 years ago. But looking at the Land Registry it shows 5 different things ie




I called LR and they said sometimes the Bank doesn't remove those but my parents should call them to discharge them even though they paid off the mortgage 15 years ago. So what I am worried about is that it will hurt my fiances application form that we didn't state somewhere that the property has no outstanding Mortgage and is owned outright as I thought the Land Registry would have proved that.

My Dad said that it means that the bank keep the deeds rather than him but if he pays them £1 then he would have to keep the deeds and would rather than bank kept them than him.

Do you think I still meet the requirements of adequate accommodation?
My Solicitor keeps my house Deeds along with any other important papers (wills, policies etc)

The requirements for adequate accomodation i believe are based on the number of people living there and number of rooms.