Quote Originally Posted by yellowcloud View Post
OK thanks, so if I go out and buy that new TV, hence my bank balance is reduced, the ECO phones up my bank and asks what my current balance is, sees that its less than it was on the application, then denies the application
NO! yellowcloud
They can only get verification on the information you supplied.
Current balance (ie July 18 2012) is not allowed to be asked or given.
If you supplied a bank statement to UKBA that showed a balance £100 on April 20th 2012 they can ask for confirmation of that.

They cannot ask about you 'current balance' . They can only request verification that the balance on the date of xxxxx was ££xxxxx
They cannot ask for nor be informed about 'unknown personal information'
OK