hi my wife and stepdaughter will be appliying for ilr early next year,we too were concidering trying to claim child benefit and tax credits in my name ,as they are also down as no recourse to public funds,as yet i havent plucked up the courage to do so ,as one of the questions they ask you on set (m) irl form is have you or your partner had any recourse to public funds,surley if you said yes then this would lead to a refusal,even if you said no to that question,they would be able to see if you claimed tax credits /child benefit by looking at your bankstatements they ask you for when appliying for ilr,im not saying were not entitled to claim ,im just a bit scared to incase it leads to a refusal when we apply next year for ilr,another thing that im not sure of is these new immigration rules ,according to what i can read if you arrive in the uk after july the 8th then your british partner must have a minimum income of 18,500 and a further 2500 for each child,otherwise ,your visa wont be granted ,it also goes on to say ,if your partner was already living in the country with you on a fiance visa or spouse visa before the new rules came in to effect in july 2012 ,then when you apply for your next visa (which will be ilr )in our case ,then your application for ilr will be looked at under the old rules ? can you advise me on what the old rules are ,do we still have to have a certain amount of money as in wages or money in our savings before they will grant her irl visa ? ,im sorry for putting all these questions to you ,i just thought that you mite know as you are basically going through what we will be going through next year , i do hope the next time i read your post that is says your wife and stepdaughters ilr visa was granted ,thanxs for reading my post and best of luck to you