@Terpe, yes we can't meet the £18,600 when based from past income to recent. But for the foreseeable future for my employment is good as a licensed pharmacist from the Philippines (and currently completing the Diploma in Management in Health and Social Care). At the moment it is difficult for me to get a full time job in pharmacy or healthcare field as a T4 General Visa holder with a limit of 10hours/week during term-time no one will accept me.
"MAA10 Assessing adequate means of maintenance
The following list, which is not comprehensive, is intended as a guide to the factors which may need to be considered when assessing means of maintenance:
the applicant's past and current employment;
do the applicant's / sponsor's educational qualifications and any other skills or qualifications offer a reasonable chance of obtaining employment? If so, that should be viewed as sufficient to meet the maintenance requirement without having to make further enquiries.
the sponsor's current or proposed employment;
any plans the applicant has for employment in the UK;
What is the unemployment situation in the area in which the couple intend to settle? High unemployment in a particular area or amongst a certain age group with particular skills (or lack of them), is not in itself sufficient to show that the maintenance requirement has not been met. It would be a relevant factor if the couple's plans were not realistic or if they did not have any skills or qualifications.
any arrangements which have been made, or could be made, by the sponsor, any other relatives, friends or contacts in the UK in connection with the plans for employment;
satisfied that job offers are genuine and the work likely to last for the foreseeable future;
any support which will be forthcoming from others."
http://www.ukba.homeoffice.gov.uk/po...g/maa/#header5
I am very confused in this new rules (09/07/12)
