Hi,vbkelly Thx for those kind words, we agree, after what we read about 'cfo' it is nonsense, if we were'nt to know of the cultrue differences!!!! anyway it's their law. Knowing our luck, when we both go out to Davao for a month next January they will spot she has'nt a 'cfo' sticker & not let her fly back to uk! even though her p/port will be amended with the new 2yr visa & her new surname. We won't take a chance, we will book a cfo seminar before we leave the UK.