ok thanks terpe most interesting reply ,its just that because its a lot of money to waste if she gets turned down ,i do have rental income from my house too so the income level should be ok .i can get a joint tennancy agreement from when we moved into appartment .we have joint bank account here in philippines plus i can print off my bank statement showing pension going in each month.so you say we should get joint names on our bills ?what about joint credit card too ? we also have thousands of pictures together .
