Quote Originally Posted by joebloggs View Post
i doubt many ECO's are liars, if it goes to appeal then a judge would also see these lies, but on average only 1/3rd of appeals are won.

you have to minimize your risks of refusal before you submit your application, and if they say you didn't supply certain evidence, make an index that clearly states what evidence you've supplied and the page number.
We also included a list of contents of receipts. And a list of contents of YM chat logs (by date).