Hey guys! Why use NatWest or other bank accounts that charge? If you get a Nationwide Flex Account (I think thats its name), you can withdraw cash from an ATM in the Philippines without any bank charges and the exchange rate is not too bad. I think this is the only account that does this. All you have to do is open account in UK and send the card out to the Philippines. Obviously the PIN number will be sent separately!
Ian
