payslip lost

[chieldave]

chieldave,

Firstly, I don't think you have any need to change your plans.
I also don't think you should have any concerns about the 'financial condition' of the May bank statement since the key really is match up the payslips with payments going into the bank account.
Under the new rules the UKBA is not concerned at all about the 'financial condition'.

The purpose is not to draw up a personal financial balance sheet for each couple (outgoings, credit card and other debts, mortgage, etc), but to take £18,600 (or the higher level for children) as a benchmark for financial stability and independence on the part of the partner or the couple.

The very important link is that between payslips and bank statements over the 6 month period immediately before the vis application.

As others have said you MUST secure a duplicate playslip from the employer or at least a covering letter from the employer with an explanation of why a duplicate cannot be provided. Such a letter would need to confirm the MAY salary details.

Please do not be tempted to miss that payslip from your submission. The caseworker will at best request it and at worst may refuse the application.

He's what UKBA say about that situation:-




Hope this helps

BTW It was me who added the highlighting in the above quote

Thanks for the reply sir Terpe.
Our concern of May is even we already can provide payslip(from ideas of folks above) and bank statement of it,the records of it appears very low cash money left on it or should I say no money left but not overdraft at end of May due to the kitchen renovation expenses hubby did(which can be considered not belong on non-expenditures thingy).Do u mean that even records appeared like that,we have nothing to worry on it since the embassy much concern is if the sponsor able to reached that 18,600 or more?(BTW,hubby's income reached more than 18,600 based on P60,we thankful for that)...

Hmm,that's it sir,another thing made me think now too,,since the most current P60 he has only contains the records until April 2012,in which records do embassy will base if hubby does able to reach18,600,is that from the P60 2011-2012 or from MAy 2012 till October 2012 income through payslip and bank statement since next P60 will be given not till April 2013?considering we gonna pass the application by November 2012....

sorry for this questions sir,just needed some answers that could help enlighten the mind and situation..

[lastlid]

Hmm,that's it sir,another thing made me think now too,,since the most current P60 he has only contains the records until April 2012,in which records do embassy will base if hubby does able to reach18,600,is that from the P60 2011-2012 or from MAy 2012 till October 2012 income through payslip and bank statement since next P60 will be given not till April 2013?considering we gonna pass the application by November 2012....

We were in a similar position. We applied this time last year. Basically, we didnt submit the P60 for the same reason and because all the relevant information is on the payslips anyway. The last payslip for the last tax year 2011-2012 has essentially the same info as the P60.

I would guess that all the ECO has to do is add up the gross pay on the submitted consecutive payslips to see what your hubby earned in the half year then double it......then bingo!

[chieldave]

We were in a similar position. We applied this time last year. Basically, we didnt submit the P60 for the same reason and because all the relevant information is on the payslips anyway. The last payslip for the last tax year 2011-2012 has essentially the same info as the P60.

I would guess that all the ECO has to do is add up the gross pay on the submitted consecutive payslips to see what your hubby earned in the half year then double it......then bingo!

Lastlid,thank you so much for that,it really helps my mind at peace..I've thought of that already,its just needed a lil mind insurance that's why I brought that question...



But here's another concern guys,still need your thinking of it...
I mentioned above that we might include May bank statement so to make it complete the 6 months payslip and bank statement(considering still we gonna pass the application by Nov2012)...As I've looked the MAy bank statement hubby has,it has appeared overdrawn on it,but the case is,the overdrawn is not because of hubby withdrawn money beyond available(overdrawn appeared around 170 pounds)...it was an error on company taking that money out unauthorized then put it back on the same day....but still what make us worried is it's already appeared the overdrawn,it's just making the statement dirty to look at even not our fault...
do you think it will be ok to include still the May records even has overdrawn but of course to make it clear for embassy,we will include it on hubby's letter and explain well the main reason of it including the explanation that it returned the same day?....guys pls help ,its only the way we think to include MAy so we can apply by Nov...really hoping to receive same thoughts but open as well to whatever best ideas about this from you folks..

[quickwillow]

Hi again,
I'm no expert on the new rules but my understanding is.. it's not about how much savings you have now as under the old rules. Your hubby just needs to prove he earns the required £18,600. The new rules seem a little stupid to me, people that earn less than the required amount could be in a much better situation to support their loved ones even though they don't earn £18,600

[chieldave]

Hi again,
I'm no expert on the new rules but my understanding is.. it's not about how much savings you have now as under the old rules. Your hubby just needs to prove he earns the required £18,600.

hmmm,based on few infos I've read seems it is quickwillow.

The new rules seem a little stupid to me, people that earn less than the required amount could be in a much better situation to support their loved ones even though they don't earn £18,600

Me bit confused on it,would you mind to expand an explanation how it could be happened that less earner people from required amount have much better situation to support their loved ones mate?do u know a situation like that from someone?....sorry for my slow understanding mate