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  1. #1
    Respected Member Bluebirdjones's Avatar
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    Quick Willow is merely pointing out the craziness of the current (new) requirements.

    Whereas before it was based on disposable income, now it's based on actual income.

    So.... for example, if you earn £15,000pa, no debts, and own your own house outright, then you've basically got a disposable income of £15,000 to support yourself (and your loved ones).

    .... if you earn £18,600pa, have lots of debts, and pay rent/mortgage, then perhaps after these deductions, you've only got a disposable income of £3,000.


    In the old case, the ECO would look more favourably at the first scenario.
    Now however, earning £18,600 is the measure ........ not how much you've actually got to live on. So the guy earning "just" £15,000 will have his application rejected.

    Totally wrong in my opinion ..... and let's wait for the various legal challenges.

    Hope this clarifies / explains the point QuickWillow was making.
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  2. #2
    Member chieldave's Avatar
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    Quote Originally Posted by Bluebirdjones View Post
    Quick Willow is merely pointing out the craziness of the current (new) requirements.

    Whereas before it was based on disposable income, now it's based on actual income.

    So.... for example, if you earn £15,000pa, no debts, and own your own house outright, then you've basically got a disposable income of £15,000 to support yourself (and your loved ones).

    .... if you earn £18,600pa, have lots of debts, and pay rent/mortgage, then perhaps after these deductions, you've only got a disposable income of £3,000.


    In the old case, the ECO would look more favourably at the first scenario.
    Now however, earning £18,600 is the measure ........ not how much you've actually got to live on. So the guy earning "just" £15,000 will have his application rejected.

    Totally wrong in my opinion ..... and let's wait for the various legal challenges.

    Hope this clarifies / explains the point QuickWillow was making.


    ahhh,thanks for the explanation bluebirdjones,very much appreciated
    this new changes makes us,hubby was really annoyed with it coz he really tried to do what's on old rules before we pass the application but suddenly changed...,no choice but to follow this new one or else knew the result already
    be positive,everything is gonna be ok


  3. #3
    Member chieldave's Avatar
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    hi guys,an update from my first post above,,,my husband was able to get another copy of his May payslip since the original was lost...but he said that when he received today the copy he asked,they were not the same looking,it's different from original.Then also he got still the old pay number on the copy he just received contrary to the lost original where it got the new pay number on it,he asked this then their reply,"because any request for duplicates get copied off the old system and originals off new",they said that they will not give hubby originals just copies...

    anyone who have been in this situation?
    be positive,everything is gonna be ok


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    Quote Originally Posted by chieldave View Post
    hi guys,an update from my first post above,,,my husband was able to get another copy of his May payslip since the original was lost...but he said that when he received today the copy he asked,they were not the same looking,it's different from original.Then also he got still the old pay number on the copy he just received contrary to the lost original where it got the new pay number on it,he asked this then their reply,"because any request for duplicates get copied off the old system and originals off new",they said that they will not give hubby originals just copies...

    anyone who have been in this situation?
    Yes. Exactly the same situation. The reissued payslip was visibly different so I got my employer to stamp it and sign it.


  5. #5
    Member chieldave's Avatar
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    Quote Originally Posted by lastlid View Post
    Yes. Exactly the same situation. The reissued payslip was visibly different so I got my employer to stamp it and sign it.

    ohh thanks for this responds lastlidjust told hubby about it,he made a call,and they said they gonna make and include a letter of explanation together with those copies ...hmm does stamp still needed with that letter?or just fine with signature?
    be positive,everything is gonna be ok


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    Quote Originally Posted by chieldave View Post
    ohh thanks for this responds lastlidjust told hubby about it,he made a call,and they said they gonna make and include a letter of explanation together with those copies ...hmm does stamp still needed with that letter?or just fine with signature?
    In our case there was no letter, so the stamp and signature was desirable. Seeing as you have the letter and the pay slip is signed, then I would think it would suffice.


  7. #7
    Member chieldave's Avatar
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    Quote Originally Posted by lastlid View Post
    In our case there was no letter, so the stamp and signature was desirable. Seeing as you have the letter and the pay slip is signed, then I would think it would suffice.
    again for quick reply lastlid
    be positive,everything is gonna be ok


  8. #8
    Respected Member quickwillow's Avatar
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    Quote Originally Posted by Bluebirdjones View Post
    Quick Willow is merely pointing out the craziness of the current (new) requirements.

    Whereas before it was based on disposable income, now it's based on actual income.

    So.... for example, if you earn £15,000pa, no debts, and own your own house outright, then you've basically got a disposable income of £15,000 to support yourself (and your loved ones).

    .... if you earn £18,600pa, have lots of debts, and pay rent/mortgage, then perhaps after these deductions, you've only got a disposable income of £3,000.


    In the old case, the ECO would look more favourably at the first scenario.
    Now however, earning £18,600 is the measure ........ not how much you've actually got to live on. So the guy earning "just" £15,000 will have his application rejected.

    Totally wrong in my opinion ..... and let's wait for the various legal challenges.

    Hope this clarifies / explains the point QuickWillow was making.
    Hi Chieldave
    Bluebirdjones explained it perfectly thanks


  9. #9
    Member chieldave's Avatar
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    Quote Originally Posted by quickwillow View Post
    Hi Chieldave
    Bluebirdjones explained it perfectly thanks
    yes,thanks
    be positive,everything is gonna be ok


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