Whether UKBA will insist on all of the above documents I posted being provided for the application, we don't yet know.

also from the guidance notes .

The UK Border Agency caseworker should normally refuse an application which does not provide the evidence specified in this Appendix. However, where document(s) have been submitted, but not as specified, and the caseworker considers that, if the specified document(s) were submitted, it would result in a grant of leave, they should contact the applicant or their representative in writing or otherwise to request the document(s) be submitted within a reasonable timeframe. Examples of documents submitted not as specified include:

a) A document missing from a series, e.g. a bank statement;
b) A document in the wrong format; or
c) A document that is a copy rather than the original.

If the applicant does not submit the document(s) as requested, the caseworker may refuse the application. Where the specified document(s) cannot be supplied (e.g. because they are not available in a particular country or have been permanently lost), the caseworker has discretion not to apply the requirement for the specified document(s) or to request alternative or additional information or documents be submitted by the applicant."