Quote Originally Posted by Terpe View Post
John,
May I suggest you review the Forum guides on how to apply for a Spouse or Fiance(e) visa

Here for Spouse

and

Here for Fiance(e)

You will see that it makes no difference whatsoever what your living salary is or what your disposable income is or what your outgoings are or even whether you can actually afford an additional consuming adult in the household.

The ONLY financial requirement (excluding exemptions) is that the sponsor has an income of £18600 per year minimum (more if dependents are included)

John, if you don't make £18600 per year you need to think about how to meet that rule.

I strongly suggest you read the above links and follow all the contained UKBA links. It will greatly increase your understanding.

Those guides will also clarify exactly what exemptions are eligible.
Under the exemptions your disposable income (living wage) does become important as you need to prove adequate funding. Currently this is based on income support levels and means you must have £111.45 per week available from your gross income after deduction of housing costs/council tax/secured loans etc.

Do please read the information linked above and don't be shy to ask any specific questions you need clarification on.
Many thanks Terpe I am within the required annual gross salary so thats good, as alwasy apprectiate all your input.

Many thanks John