when I passed the application together with my documents and my husband documents, didn't notice about his bank statement, just now when I'm looking at his copy I was shocked ..he has a loan indicated on it, amounting £3000. His p60 dated April 2011-April 2012 indicated he earned £23,134.50 including his overtime. On his employment certificate it's written that he earned £19,500 without the overtime.
I am thinking if that can be a cause of refusal.