Joint Accounts!

[lastlid]

We have a joint account too. With the wife being paid on different dates each month, it was just easier having all our money going in and out of the same account. The beer definitely tastes nicer when it's bought on the wife's payday!

Lastlid, when you requested the joint bank account, was it a brand new account as a few weeks seems like quite a while? When my missus arrived, the bank told us the easiest solution to my wife having her own account given she was new to the country was to convert my account into a joint one and go from there. Only took a day or so.

Yes. We converted an account in my name to one in joint names. The delay was mainly down to gathering together the paperwork that they required. Proof of address and that.

[DaveUK]

Yes. We converted an account in my name to one in joint names. The delay was mainly down to gathering together the paperwork that they required. Proof of address and that.

Ah right. Thought that was a bit long for the bank to take on its own

Love how the banking system works, at least at HSBC anyway! They told me my wife would need a Passport account which had a monthly fee if she opened an account on her own due to her previous address being abroad and she was new to the island. But apparently, by converting my account to a joint one, the system apparently didn't care she was new to the country. Guess it does away with a bunch of checks if the account already exists! Not going to complain

[lastlid]

Ah right. Thought that was a bit long for the bank to take on its own

Love how the banking system works, at least at HSBC anyway! They told me my wife would need a Passport account which had a monthly fee if she opened an account on her own due to her previous address being abroad and she was new to the island. But apparently, by converting my account to a joint one, the system apparently didn't care she was new to the country. Guess it does away with a bunch of checks if the account already exists! Not going to complain

I see. In our case they also took a photocopy of my wife's passport and visa. Even though it was, like yours, a simple add on to an existing account. But it was at least do-able and simpler than opening an account in her name only.