your right fred interest rates are around 18 percent here ,very hard for locals to make money thats why they keep borrowing and getting deeper and deeper thinking things will get better .also if a local see you making money they will open up the same thing right next to you.when i opened our sari sari store there was nobody within 100 yards either side of me .but 2 months later someone opened one right opposite me .it happens all the time so now the store is making peanuts .I did,nt open it to make lots of money as i know full well what to expect its more of a hobby for g f to keep her busy .I would never invest serious money here ,too many pitfalls to many backhanders to deal with.