naaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa, not 65, 60 is topps,and if i live till 80, thats 240 months, dont sound much does it
naaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa, not 65, 60 is topps,and if i live till 80, thats 240 months
My ex wifes mother was like that. She used to go off to spain for weeks on end in the winter and it was the same, arthritis just dissapeared while she was there.Originally Posted by andy222
There are lots of ways to look at it steve. Now your healthy you could stay at work until your 65 and god forbid you might come down with something. In my opinion the temperature in the phils suits us from here. I have arthritis in 1 knee but when I am there I dont notice it. No one knows what is round the corner. What I say is if you can afford it do it.
The temperature is amazing out there over..
240 months? you better hurry up and get over there.
hi steve-sent a message on your fb
i am not keen on sadbook, ups facebook
I'm quite lucky in that my place will be paid off in a few years. Could probably get 600 a month for it, at the current (crazy) rental rates. But I don't really fancy the 'simple living' thing just yet. I want to be in Manila or ideally Tagaytay. And I want to be working or running a business. At least it would then be a shot to nothing, to an extent. I've always still got my place here if things don't go as planned.
I keep thinking that at 55 i want to be there. Young enough to have a good time and enjoy life there. As a few people have said, there seems to be a feeling of zero stress there and that appeals to everyone along with the weather.
Get yourself out there as soon as you can, you will be back here when things start to go wrong with your body as you get older. As long as you have an address in the UK for mail, electoral roll and you keep paying your Stamp (national insurance) minimum amount, then i would go now.
Once we decided to leave there was no hanging around..No second thoughts or worries about anything..Only problem I had was where to aim the champagne cork in the car on the way to Heathrow.
I was really gutted that I had to wait till I was 44 before I could leave purgatory but there ya go.. Thats life I guess.
35k a month is very doable if you have your house and lot here all paid for.. It would also be nice to have at least 10k sterling put aside for emergencies etc.
What you waiting for? Get your .... over here man!!
thanks Fred, with you living and breathing there what you say does have meaning to what we want to do and how quick we can do it, thanks to all for there imput,
As long as you have an address in the UK for mail, electoral roll and you keep paying your Stamp (national insurance) minimum amount, then i would go now.[/QUOTE]
we will keep our house here for sure, its a income, but why pay your national insurance
we will keep our house here for sure, its a income, but why pay your national insurance[/QUOTE]
There are ways round that Steve without keeping your house.
Steve if you are going to move here before you reach the tender age of 60 and your spending money is about 500 pounds per month that will be a tight budget. Specially in the big cities. Panglao would be a little cheaper but you would have to have your own transport to go back and forth to Tagbilaran for supplies.
If you wait until June next yr and you had 3 times that monthly budget you could live quite well.
Me and my defacto wife live on about 35,000p month but we don't pay rent.....we own our house. The biggest cost here is electricity which is the 4th highest in the world......Yes and we are in a 3rd world country.
Most of the expats who live here and are retired and don't own their properties on average their expenses are about 50,000p per month and about 10,000p of that goes on rent.
You can live here on the cheap in very cramped hot sticky 2 bedroom apartments with no aircon just a fan......but you exist....I wouldn't call it a good relaxed living.
Just wait until next year and leave all the worries behide and you and your wife will love it......at 5 oclock in the afternoon walking along the beach as the sun is going down nice cool breeze with know problems.
YET
Koala
Hi Steve, you seem very excited at the prospect of living in the Philipinnes and I wish you all the best regards to your future in Bohol. When we lived in Dumaguete, our apartment was two bedroom and brand new and it only cost us p8000 (£130) per month. We lived very comfortably on a total of p55000 (approx £810) per month, in fact our standard of living was high on this amount and some months we managed to save up to £400 per month. So I dont think you will have anything to worry about on the figures you are talking about.
Michael. I read your post with interest. Is there a specific reason why you opted to move back to the UK?
I pretty much agree with most of the posts, I'm just back from 6 years in Bohol and towards the end when there were 3 of us and a dog we were going through P50-60k a month (P9k rent, P3.5k elecy, P2k mobile/internet, P1k satellite, P2k petrol) Weekly groceries were about £5k in Tagb I suppose plus eating out/entertainment. It is possible to do it cheaper as mentioned but I tried and failed. Imported food is a killer (meat/cheese etc)
What you do have to allow for is the big ticket items, fridge/freezer, TV, laptops, multicab/SUV and also flights back to the UK for whatever reason. Electrical goods dont like the heat and humidity. I'm probably in the same boat, looking to work and save for the next 20 years and retire out there without the hassle of working which was a pain. Just lying in the sun sipping icecold SMBs. I would have to have an absolute bullet proof Health Insurance plan in place as a number 1 priority.
Good luck
Yes, I guess these are no different in price to their counterparts outside of the Philippines. Ones Samsung Galaxy lll or whatever, is going to cost the same there as anywhere else.
An iPhone is about £550 anywhere in the world. Although many electrical goods are either manufactured or assembled in Subic the cost is no different. Secondhand cars also hold theirr value to a ridiculous degree, 20 year old ex-taxi Toyota Corollas that you couldnt give away here and they are still fetching £2000.
Thats what I mean it depends on the standard of living you expect. For me I wouldnt need a iphone a cheap nokia will do me. As for transport I could have a brand new rev and rip for £800. Transport iis cheap there.
Hello Lastlid, lots of reasons really as I find it too hot 365 days ayear, also lots of noise 24 hours a day, pollution, no health & safety measures in place, and if you have a serious road accident just remember there is no way you can get to a hospital quickly. Also there are lot's of catastrophes, earthquakes, floods ect. Lastlid, I have peace of mind living in the UK and sleep well at night. Don't mean to put steve or anyone else off, but what I will say is do plenty of research before you make your mind up about living in Philippines. I'm looking forward to taking Maritess for a months holiday after she has done her ILR.
Yep, I was spending about 40k a month in the 18 months I lived in Manila. So obviously a lot less is possible if you are living in the province. Even then, I really could have gone much lower if I'd known what I know now. The main thing that I saved on were not using taxis and eating Pinoy food.
The most disappointing aspect was paying through the nose to use facilities than you could find at your local leisure centre in the UK. The masses are really poorly treated on that front. No wonder the Philippines hasn't won any medals at the olympics in years and years.
Excellent post Michael...you've thrown off the rose tinted glasses.
This is the reality.....yes, we all de stress while on holiday but what about months even years later...the security we all take for granted living in the UK all but goes out the window there.
Unless you are well minted and able to live a better life around in the Philippines than here and im meaning nice new cars big safe houses, be able to travel to UK as and when you please and of course shop without counting your pesos just like most of us do here then, for sure, me and my family personally wouldn't entertain going there.
Believe me after a while you will start making comparisons..things will start to get under your skin...if your not a fan of incompetence, you wont like it, I guarantee.
Like Michael said...make the investment and spend a length of time there..a year maybe...basing one's future on two fortnight holidays is not my idea of good preparation.
You gotta experience it yourself not hearsay..its a life time gamble...if it goes pear shaped you wanna be in a position to only put the blame on yourself.
Just my opinion Steve...Good Luck
My thinking is more in line with your own. I have spent a lot of time in hot countries in general and one can have too much of it.
Interesting that you mention pollution. I dug this article up. I had forgotten about pollution.
"Metro Manila residents are experiencing the worst effects of pollution ever, with the nearly-feverish heat of the summer exacerbating pulmonary illnesses among Filipinos. Pollution levels are now a thousand times higher than normal, with 80 percent of the bad air quality blamed on emissions from vehicles. The situation has become so alarming that doctors belonging to the Philippine Medical Association are preparing to file a P1-billion class action suit against the DOTC and Secretary Mar Roxas for the alleged failure in enforcing the Clean Air Act, with smoke belching buses, trucks, jeepneys and other vehicles freely traversing the streets despite emission tests being mandatory prior to vehicle registration.
Health experts say almost 50 percent of medicines being bought by Metro Manila residents are indicated for respiratory infections, cardiovascular diseases, chronic obstructive pulmonary diseases (COPD) and other lung-related illnesses – all of which are linked to dangerously high levels of air pollution. Every year, over a billion pesos are lost in terms of health costs and lost productivity due to respiratory illnesses – making the simple act of breathing itself deadly."
Though I imagine it is less of an issue in the provinces.
http://www.philstar.com/Article.aspx...bCategoryId=66
However, I continue to keep an open mind on this topic.
Good to hear your viewpoint. Thanks.
a phone is a phone, and like you andy rev and go, we all have to remember you live to your means i am very kuriput as i am told, yes i like to spend once i know we could afford it, my aim is to live there the best i can with what i have
all this advice is very good for my future , its planning and more planning before we even buy our place, but bohol/ panglao is a beautiful place i think not to crowded like a big city , there could be better places out there , who knows but we will wait till we are in bohol and rent for so long before we make our minds up, the only thing guaranted is i will not be coming back to england unless i have too
thanks, but you could get killed here crossing the road, mugged in the street, i am sure life there will be hard that is why i am naking sure i will have the resources to make our lives very good over there, i am no millionair but i am no poor person either, we are all differant we make our own choices whether they are right or wrong but you have to learn from them,Excellent post Michael...you've thrown off the rose tinted glasses.
This is the reality.....yes, we all de stress while on holiday but what about months even years later...the security we all take for granted living in the UK all but goes out the window there.
Unless you are well minted and able to live a better life around in the Philippines than here and im meaning nice new cars big safe houses, be able to travel to UK as and when you please and of course shop without counting your pesos just like most of us do here then, for sure, me and my family personally wouldn't entertain going there.
Believe me after a while you will start making comparisons..things will start to get under your skin...if your not a fan of incompetence, you wont like it, I guarantee.
Like Michael said...make the investment and spend a length of time there..a year maybe...basing one's future on two fortnight holidays is not my idea of good preparation.
You gotta experience it yourself not hearsay..its a life time gamble...if it goes pear shaped you wanna be in a position to only put the blame on yourself.
Just my opinion Steve...Good Luck
Life is a risk steve go for it mate.
I can't say much of this was my experience. I never felt particularly threatened or menaced during my time in Manila. And I rode Jeepneys, the MRT and walked the streets around my area without any bother. Although this was an ordinary working class area, no squatter or slum area. The only thing was... getting sick. That meant a trip to the Medical City in Ortigas and a P4,000 bill. We certainly don't have to worry about that sort of thing here..... yet. As for incompetence, I can't say it was any more evident than in Britain. It is just how slow some processes are. Like Philpost. They've never lost anything of mine but why does it take so long?
Agree with this.Like Michael said...make the investment and spend a length of time there..a year maybe...basing one's future on two fortnight holidays is not my idea of good preparation
What ended up getting to me about living in Manila was something I couldn't have envisaged before I went. And that was just being seen as *such* an outsider. In my view, a lot of Filipinos can be quite immature when it comes to foreigners. The 'Hey Joe' shouts might be amusing for a couple of weeks on holiday but, let me tell you, they really start to grate after months and months. Especially when you start to notice that the shouts are often coming from behind you, when you've walked by. Then there is the giggling when you go into stores and a staff member has to speak English. Invariably the 'nosebleed' jokes start to come out. Then there is the standard staring. What is this weird system whereby Filipinos can stare at me constantly but if I stare back I'm rude?
It is why if I went back it'd probably have to be Makati, and not just anywhere in Manila (as before), as all the issues I had seem to be lesser there. Naturally, perhaps, because people there are dealing with more foreigners on a daily basis than anywhere else in the country. And it is certainly has the lowest quota of 'hey joe' shouters anywhere in the city!
Interesting post, Joe.And it is certainly has the lowest quota of 'hey joe' shouters anywhere in the city!
Whats that all about?Invariably the 'nosebleed' jokes start to come out.
Like in I saidthings eventually get under your skin. ...
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