ive introduced myself in the hello section before--and told my story. i dont have the required income of £18600---but will get my state pension next feb--about £7k--which--i think--counts towards it.

by then i should have about £20k in savings.

now--it occurs to me--if i sell my house--i should have about £100k in equity--does this count as savings?

how do i calculate the savings formula to see if i then bypass the income requirement?