i dont understand what relevance the amount i have saved or have in the bank has to do with my annual income bigmarco. i fill in a tax form like everyone else which asks my income and bank interest and taxes me accordingly.

i have been saving most of my life since i was a kid, over 40 years, maybe you could impart more of your wisdom and tell me how much money i should have in the bank by this time, whether self employed or employed. i didnt say i have always been self employed, and i didnt state how long i have been self employed.

i didnt realise there was a law against having savings and being self employed, and i didnt post a question about tax either, therefore i don't need tax advice from smart arses.

thanks to those who stuck to the topic and gave helpful advice or suggestions